SMART MONEY MOVES

Personalized services for all pre-retirees and retirees in the greater Portland area, Hillsboro and Forest Grove.  Also serving clients in Central Oregon, Washington, Idaho, Alaska, California, Arizona and Texas.

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Financial decisions become more complex as life transitions approach — retirement, career changes, or the shift from earning a paycheck to relying on accumulated savings. My role is to help clients navigate these decisions with clarity, structure, and confidence.

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I work primarily with all pre-retirees (ages 45–65) and retirees.  I  have experience working with first responders, including law enforcement officers and firefighters, who want thoughtful planning and ongoing guidance — not one-size-fits-all solutions.  I also have talent working with women who seek to gain financial independence.  

 

As an independent financial advisor, I take the time to understand your goals, concerns, and priorities before recommending any strategy. The planning process is collaborative, educational, and designed to adapt as your life evolves.

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What Clients Value Most

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Clients often tell me they appreciate:

• Clear explanations without unnecessary jargon

• A steady, thoughtful approach during uncertain markets

• Planning that considers both financial and personal priorities

• Ongoing guidance, not just a one-time plan

Meeting with me as your Financial Advisor isn’t just about numbers — it’s about helping you make informed decisions aligned with what matters most to you.

 

Specialized Focus Areas

 

Pre-Retirement & Retiree Planning

• Retirement income planning

• Tax-aware withdrawal strategies

• Investment risk alignment as retirement approaches

• Social Security timing considerations

First Responder Planning

• Pension and deferred compensation coordination

• Planning for early or phased retirement

• Integrating pensions, Social Security, and personal savings

• Survivor and family planning considerations

Women Investors​

• All services listed above but with extra attention to matters of longevity due to women typically outliving men by several years, on average.

• If you're stepping into a financially independent role for the first time, I am experienced and able to help you simplify decisions and build a plan that gives you confidence and control. 

 

Credentials & Professional Background

• MBA

• AAMS® – Accredited Asset Management Specialist™

• Independent Financial Advisor

• Affiliated with LPL Financial

• I believe financial advice works best when it’s built on trust, transparency, and long-term relationships.